Golden Charter Funeral Plans

Choose the perfect prepaid funeral plan

There are three funeral plans to choose from – the Simple Way, the Traditional Way and the Exclusive Way – so you can pick the one that best suits your needs. Whichever plan you choose, all guarantee to cover the funeral director’s own services included in the plan for either a cremation or burial, regardless of how much these costs might rise in the future.

Tailored to your needs

We understand that everyone’s needs are different so we can tailor each of our plans to suit you. Just let us know about any personal preferences when you get in touch.

Simple Way

Our lowest priced option, this plan covers essential funeral director’s services plus an allowance towards third party costs.

Traditional Way

If you want a funeral that goes a little bit further, this plan also includes a limousine and a high quality coffin*.

Exclusive Way

Our most comprehensive option, this plan includes two limousines as well as a superior coffin, often chosen for burials.*

What funeral costs do I need to cover?

As well as the funeral director’s services, which are guaranteed to be covered as per your plan, there are other costs you need to consider:

Third party costs

These are essential costs such as local authority burial or cremation fees and officiant or minister fees. They are outside the control of your funeral director but will be paid by them, to the third parties, at the time of the funeral.

All three plans include a £940 allowance towards third party costs. Only if these costs were to increase by more than the growth of your plan might there be more to pay at the time of the funeral.

As an additional benefit, when you pay for your plan by a single payment or over 12 months, for an additional £100, you can choose to guarantee that third party costs will be covered if you die within 5 years from when your plan is fully paid. Please refer to the Key Features document for more information.

Optional services

Such as flowers, newspaper notices, reception, catering and orders of service.

These costs are not covered by your plan but you can note your wishes within your plan.

We can help organise these at the time.

Funeral Plan Options

*Your funeral director will provide further guidance on the type of coffins available within your plan. Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial instead of cremation the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately