Our Golden Charter Funeral Plans help to ensure there are arrangements in place for the future. Taking out a prepaid plan will put your mind at ease that all has been arranged in advance. Our experienced funeral directors in Newport, South Wales specialising in selling a range of affordable plans from Golden Charter.
Once you have a prepaid funeral plan, you can be sure that the burden of rising costs won’t be passed down to your family. We can help you select the right arrangements to suit your budget and needs, whether you’re looking for a low-cost service or prefer to opt for a more exclusive option, we can help you pick the perfect one for you.
We often get asked what a funeral plan is. Our plans are a way of ensuring that when you or a loved one passes away, their funeral service will be paid for and entirely arranged already.
Our caring team in Newport can help you choose the best option to choose, from the Simple Way, the Traditional Way and the Exclusive Way. Whichever prepayment plan you choose they all guarantee to cover the director’s own services including the burial or cremation, regardless of how much these costs rise in the future.
We understand that everyone’s needs are different so we can tailor each of our plans to suit you. Just let us know about any personal preferences when you get in touch.
Our lowest priced option, covering essential funeral director’s services plus an allowance towards third party costs.
If you want a funeral that goes a little bit further, this plan also includes a limousine and a high quality coffin*.
Our most comprehensive option, this plan includes two limousines as well as a superior coffin, often chosen for burials.*
As well as the director’s services, which are guaranteed to be covered as per your plan, there are other costs you need to consider:
You can pay in full as a one-time single payment if you want immediate peace of mind while purchasing your funeral plan. This protects you instantly for all of the preparations you’ve made with us, as well as the level of plan you and your family have chosen.
You will receive 10 years of secure storage for your Golden Charter Will if you pay for your funeral plan in full. This is usually an additional charge, but we include it as a perk for utilising our one-time payment option. This includes any upgrades you might need during this period.
Our monthly payment option, which divides the cost of your funeral plan into 12 instalments, is highly popular. This is done at no additional expense via direct debit. Simply choose this option and fill out the Direct Debit application.
A modest payment is required, which varies based on the plan and arrangements you select. You will be fully protected after the plan is entirely paid off.
For an additional £200, we give ten years of storage and updates to your Golden Charter Will, just like we do with the full payment option (payable in full).
We offer low-cost installments as a payment option to help you save money on your monthly payments. These payment options span from two to thirty years, making our funeral arrangements considerably more reasonable. This allows anybody, regardless of their financial condition, to enjoy the peace of mind that comes with a funeral plan.
The agreed monthly instalments are paid by Direct Debit and are totally dependent on the plan you choose, as well as any extra choices you select and the number of years you choose to stretch the payments over. This payment option is available to people who are 78 years old or younger at the time of application.
You will be insured for the plan you choose after you have paid in full for your funeral plan. For an additional £200, you may have your Golden Charter Will stored and updated for a period of ten years (payable in full).
Our set monthly payments are determined by your age and the funeral plan you select. If you are between the ages of 50 and 80, you can use this payment option to spread out the cost of your funeral plan over a period of time.
This payment option is available by Direct Debit and is payable until the age of 90 or death, whichever comes first. After two years of consistent monthly payments, you will be fully covered. The total amount you owe might be more than the cost of the funeral plan you select.
These are essential costs such as local authority burial or cremation fees and officiant or minister fees. They are outside the control of your director but will be paid by them, to the third parties, at the time.
All three plans include a £940 allowance towards third party costs. Only if these costs were to increase by more than the growth of your plan might there be more to pay at the time of the service.
As an additional benefit, when you pay for your plan by a single payment or over 12 months, for an additional £100, you can choose to guarantee that third party costs will be covered if you die within 5 years from when your plan is fully paid. Please refer to the Key Features document for more information.
Such as flowers, newspaper notices, reception, catering and orders of service. These costs are not covered but you can note your wishes with us. Our Newport directors can help organise these at the time.
| The funeral director’s services included within your plan: |
SIMPLE WAY £3,495 |
TRADITIONAL WAY £3,850 | EXCLUSIVE WAY £4,099 |
|---|---|---|---|
| Provision of professional services and making all arrangements for the funeral | ✔ | ✔ | ✔ |
| Advice on the certification and registration of the death and related documentation | ✔ | ✔ | ✔ |
| The coffin* (these are typical examples) | Plain veneered | Panelled veneered | Solid wood |
| Transportation of the deceased to a resting place within a 15 mile radius | During office hours | ✔ | ✔ |
| Care of deceased prior to burial or cremation (excluding embalming) | ✔ | ✔ | ✔ |
| Use of chapel of rest or service rooms | ✔ | ✔ | ✔ |
| The funeral service at a local cemetery, church or crematorium | ✔ | ✔ | ✔ |
| Choice of date and time of funeral | ✔ | ✔ | ✔ |
| Funeral procession from home to funeral location | ✔ | ✔ | ✔ |
| A hearse to local crematorium or cemetery | ✔ | ✔ | ✔ |
| Limousines | ✖ | One | ✔ |
| Family viewing | During office hours | Any pre-arranged time | Any pre-arranged time |
| A list provided to the family of mourners who sent flowers | ✖ | ✖ | ✔ |
| Confidential assistance with bereavement counselling | Advice book | ✔ | ✔ |
Additional Benefits |
|||
| An allowance for third party costs | £940 | £940 | £940 |
| Will | ✔ | ✔ | ✔ |
*Your funeral director will provide further guidance on the type of coffins available within your plan. Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial instead of cremation the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.
*These prices are valid until 31st March 2020, the above prices will change. Please contact us for up to date prices.
One advantage of paying early is that if the cost rises in the future, you are protected from inflation. This makes it a great way to ensure that you get the service you deserve without any additional cost.
This really depends on your needs and your budget. All of our plans cover the cost of the burial or cremation as well as the funeral director’s services with a budget for third party costs. Contact us for more information, 01633 259225.
Golden Charter Works in that it locks in the price at the time of setting up your plan. This means that the price cannot be increased later down the line, saving your loved ones from covering any costs themselves. Contact us for our experienced advisors to offer more information.
Our experienced funeral directors will be able to advise you on the best plan to suit your needs and requirements.
Contact us on 01633 259225.
