Funeral Plans Newport
We offer funeral plans for the people of Newport, Gwent, tailored to your needs and requirements. They are designed to suit many different budgets and preferences. Whether you would like a simple ceremony at a lower cost or a more exclusive, larger ceremony, we are here to help.
Our team can also assist you in finding a prepaid plan.
01633 259225
The Independent Way Funeral Plan In Newport
Plan your funeral with a tailor-made plan with the safety and security of the Golden Charter.
Our funeral plans are an easy way to organise your arrangements in advance. Simply specify your wishes and then take care of the costs. Our Golden Charter plans mean that when you make your arrangements with us, you will avoid the rising costs of funerals, so everything is covered.
We believe that the Independent Way Plan, which is available only through independent funeral directors such as ourselves, offers you significant advantages over other plans. Helping you choose the right funeral director.
Planning Your Funeral The Independent Way
A Guarantee That Covers All Our Services
No matter how much our services may rise in cost, once your plan is in place, neither you nor your loved ones will be asked for a penny more. It’s a guarantee that your family will be spared what could be a financial worry
There are some costs that we are obliged to pay on your behalf. These third party costs include the charges of cemeteries or crematoria and the fees of clergy or officiants. The amount of this expenditure is not within our control and may require a further payment at the time.
Protection Against Rising Funeral Costs
In 2004, an average funeral cost around £1,920. Research shows the average cost in the UK is now £4,417 – an increase of 130% in 16 years.
If this trend continues, the average cost for a funeral in 2025 will be £6,713*. We guarantee that, as long as your plan is paid for, there’ll be nothing more to pay for your funeral director’s services included in the plan.
Find out more about funeral payment options and the various ways you can pay for your funeral plan.
A Sound Financial Decision
When you take out an Independent Way plan, your money is protected. You select how you wish to pay for your plan and, depending on your choice, your money is paid into the Golden Charter Trust or to one of the UK’s leading life assurance companies.
Your money grows and, when the time comes, we receive the payment, including any growth, and use this money to provide the agreed services to your family. No matter how much costs have risen, your loved ones will not be asked for a penny more for the services included within your plan.
GOLDEN CHARTER FUNERAL PLANS
Our Golden Charter Funeral Plans help to ensure there are arrangements in place for the future. Taking out a prepaid plan will put your mind at ease that all has been arranged in advance. Our experienced funeral directors in Newport sell a range of affordable plans from Golden Charter.
Once you have a prepaid funeral plan, you can be sure that the burden of rising costs won’t be passed down to your family. We can help you select the right arrangements to suit your budget and needs, whether you’re looking for a low-cost service or prefer to opt for a more extravagant option, we can help you pick the perfect one for you.
We often get asked what a funeral plan is. Our plans are a way of ensuring that when you or a loved one passes away, their funeral service will be paid for and entirely arranged already.
Choose The Perfect Prepaid Funeral Plan
Our caring team in Newport can help you choose the best option from either the Simple Way, the Traditional Way or the Exclusive Way. Whichever prepayment plan you choose, they all guarantee to cover the director’s services, including the burial or cremation, regardless of how much these costs rise in the future.
The Simple Way
Our lowest priced option, covering essential funeral director’s services plus an allowance towards third party costs.
Our Simple Way funeral plan is an affordable way of giving your loved one the send off they deserve. Including the provision of our professional services as well as a plain veneered coffin, transport, use of our chapel of rest and other services.
The Traditional Way
If you want a funeral that goes a little bit further, this plan also includes a limousine and a high-quality coffin*.
Incorporating more of our services & including the option for a panelled veneered coffin, the Traditional Way funeral plan we offer is a more comprehensive pre-paid funeral package to give you peace of mind that when the time comes, our team will sort everything out for you. Giving your loved ones the time they need to grieve.
The Exclusive Way
Our most comprehensive option, this plan includes two limousines as well as a superior coffin, often chosen for burials.*
With the option of a solid wood coffin and access to more of our funeral services, the Exclusive Way funeral plan offers loved ones a much more comprehensive package that includes access to our limousines amongst other additional options.
What Funeral Costs Do I Need To Cover?
As well as the director’s services, which are guaranteed to be covered as per your plan, there are other costs you need to consider:
You can pay in full as a one-time single payment if you want to cover everything in your funeral plan at once. This protects you instantly for all of the preparations you’ve made with us, as well as the level of plan you and your family have chosen.
You will receive 10 years of secure storage for your Golden Charter Will if you pay for your funeral plan in full. This is usually an additional charge, but we include it as a perk for utilising our one-time payment option. This includes any upgrades you might need during this period.
Our monthly payment option divides the cost of your funeral plan into 12 instalments. This is done at no additional expense via direct debit. Simply choose this option when you fill out the Direct Debit application.
A modest payment is required, which varies based on the plan and arrangements you select. You will be fully protected when the plan is entirely paid off.
For an additional £200, we give ten years of storage and updates to your Golden Charter Will, just like we do with the full payment option (payable in full).
We offer low-cost instalments as an option to help you save money on your monthly payments. These payment options span from two to thirty years, making our funeral arrangements considerably more reasonable. This allows anybody, regardless of their financial condition, to enjoy the peace of mind that comes with a funeral plan.
The agreed monthly instalments are paid by Direct Debit and are totally dependent on the plan you choose, as well as any extras you select and the number of years you choose to stretch the payments over. This payment option is available to people who are 78 years old or younger at the time of application.
You will be insured for the plan you choose after you have paid in full for your funeral plan. For an additional £200, you may have your Golden Charter Will stored and updated for a period of ten years (payable in full).
Our set monthly payments are determined by your age and the funeral plan you select. If you are between the ages of 50 and 80, you can use this payment option to spread out the cost of your funeral plan over a period of time.
This payment option is available by Direct Debit and is payable until the age of 90 or death, whichever comes first. After two years of consistent monthly payments, you will be fully covered. The total amount you owe might be more than the cost of the funeral plan you select.
Third Party Funeral Costs
These are essential costs, such as local authority burial or cremation fees and officiant or minister fees. They are outside the control of your director but will be paid by them, to the third parties, at the time.
All three plans include a £940 allowance towards third party costs. Only if these costs were to increase by more than the growth of your plan might there be more to pay at the time of the service.
As an additional benefit, when you pay for your plan by a single payment or over 12 months, for an additional £100, you can choose to guarantee that third party costs will be covered if you die within 5 years from when your plan is fully paid. Please refer to the Key Features document for more information.
Frequently Asked Questions
One advantage of paying early is that if the cost rises in the future, you are protected from inflation. This makes it a great way to ensure that you get the service you deserve without any additional cost.
This really depends on your needs and your budget. All of our plans cover the cost of the burial or cremation as well as the funeral director’s services with a budget for third party costs. Contact us for more information, 01633 259225.
Golden Charter Works by locking in the price at the time of setting up your plan. This means that the price cannot be increased later down the line, saving your loved ones from covering any costs themselves. Contact us for our experienced advisors to offer more information.
Pre-paying for your funeral ensures your ceremony is planned ahead of time and paid for meaning your family don’t need to do anything. They also mean that the price you pay is fixed so you don’t pay inflated prices in the future.
We offer only Golden Chartered Plans, meaning that the cost of your service is covered when you buy directly with us. Our plans also include a subsidiary for third party costs too, depending on how you tailor it. Contact us for more information on 01633 259 225.
For More Information On Prepaid Plans Contact Us
Our experienced funeral directors will be able to advise you on the best plan to suit your needs and requirements.
Contact us on 01633 259225.